Coco Store Myanmar
Seamless QR code payment integration with Myanmar's leading digital wallets
Project overview
Coco Store Myanmar partnered with AllSync to integrate their iVend POS system with Myanmar's three major digital payment platforms: AYA Pay, KBZ Pay, and MMQR. The integration enables instant QR code generation at checkout, real-time payment confirmation, automatic transaction completion, and receipt printing—delivering a seamless, modern payment experience for Myanmar customers.
Modern payments for Myanmar retail
Myanmar's digital payment landscape is rapidly evolving, with AYA Pay, KBZ Pay, and MMQR becoming the preferred payment methods for millions of consumers. Coco Store needed to embrace this shift while maintaining smooth checkout operations. The challenge: integrate three different payment platforms into one unified POS experience where customers can scan, pay, and receive their receipt—all in seconds.
Integrated payment platforms
AYA Pay
Leading Myanmar digital wallet from AYA Bank, enabling instant mobile payments with wide merchant and consumer adoption
KBZ Pay
Myanmar's most popular mobile wallet from KBZ Bank, offering seamless digital transactions and bill payments
MMQR
Myanmar's unified QR code payment standard enabling interoperability across multiple banking and payment platforms
How it works
iVend POS ↔ Payment Gateways
AllSync orchestrates seamless communication between the POS system and all three payment platforms, handling QR code generation, payment confirmation, and transaction completion automatically.
Customer payment journey
Generate QR code
Cashier completes sale in iVend POS and selects digital payment option. AllSync instantly generates QR code for the transaction amount.
Customer scans
Customer opens their preferred wallet app (AYA Pay, KBZ Pay, or MMQR-enabled app) and scans the displayed QR code.
Payment processed
Payment gateway processes the transaction securely. AllSync monitors payment status in real-time awaiting confirmation.
Auto-complete & print
Upon payment success, AllSync automatically completes the POS transaction and triggers receipt printing—no manual intervention needed.
Challenge and solution
The challenge
- Need to support three different payment platforms (AYA Pay, KBZ Pay, MMQR) with different API specifications
- Manual payment reconciliation creating delays and errors at checkout when handling digital wallet payments
- No integrated QR code generation forcing staff to use separate terminals or manual processes
- Cashiers manually completing transactions after receiving payment confirmation, slowing checkout flow
- Customer experience friction with multiple steps and waiting times during payment process
- Complex integration requirements with each payment gateway's unique authentication and callback mechanisms
The solution
- AllSync unified integration layer supporting all three payment platforms through single implementation
- Real-time payment status monitoring with instant confirmation feedback to POS system
- Automatic QR code generation directly in POS interface—no separate terminals or apps needed
- Fully automated transaction completion upon payment success, eliminating manual steps
- Seamless customer experience: scan, pay, receive receipt in seconds without cashier intervention
- Intelligent webhook handling and callback management ensuring reliable payment confirmation across all platforms
Integration architecture
AllSync serves as the orchestration layer connecting iVend POS with multiple payment gateways.
iVend POS
Point of sale system
Payment orchestration
Payment Gateways
AYA | KBZ | MMQR
Integration workflow
POS sends transaction amount and details to AllSync
AllSync calls payment gateway API to generate unique QR code
AllSync listens for payment confirmation webhooks from gateway
Upon success, AllSync triggers POS transaction completion and receipt print
QR code payment features
Advanced capabilities delivering modern payment experiences
Instant QR generation
QR codes generated in real-time for exact transaction amounts, displayed directly on POS screen or customer-facing display
Multi-wallet support
Single QR code works across all three payment platforms, or platform-specific codes based on customer preference
Real-time confirmation
Instant payment status updates through webhook callbacks ensuring immediate transaction completion
Automatic completion
Transaction completes automatically in POS upon successful payment—no manual intervention required
Receipt automation
Receipt printing triggered automatically when payment confirms, providing instant customer confirmation
Error handling
Graceful handling of payment failures or timeouts with clear status updates and retry options
Key integration capabilities
Unified API integration
Single integration point in POS supporting all three payment gateways, simplifying development and maintenance
Real-time webhooks
Reliable webhook handling for instant payment confirmation across all platforms with fallback polling
Transaction security
Secure API communication with proper authentication, encryption, and validation for all payment gateways
Automatic reconciliation
Payment confirmations automatically matched to POS transactions ensuring accurate financial records
Timeout handling
Intelligent timeout management with configurable waiting periods and clear customer communication
Audit trail
Complete logging of all payment requests, confirmations, and transaction completions for troubleshooting and compliance
Results and impact
Customer experience
Seamless checkout process with instant QR code scanning, payment, and receipt—modern payment experience Myanmar customers expect
Checkout speed
Dramatically faster transactions with automated completion and receipt printing, reducing queue times and improving throughput
Increased sales
Supporting customers' preferred payment methods led to higher conversion rates and increased transaction values
Payment accuracy
Automated transaction completion eliminates manual errors and ensures perfect reconciliation between payments and sales
Operational efficiency
Staff freed from manual payment processing and reconciliation, enabling focus on customer service and sales
Future-ready platform
Flexible architecture enables easy addition of new payment platforms as Myanmar's digital payment ecosystem evolves
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